Homeowners with a 5.99% interest rate or higher
SAVE THOUSANDS UP FRONT, LOWER YOUR MONTHLY PAYMENT, AND GET CASH BACK*
*“Up-front savings” refers to temporary payment relief and escrow refunds typical in refinance transactions. “Cash back” means returned escrow funds at payoff, not lender-paid cash (except in a qualifying cash-out refinance). Savings vary by borrower and loan terms.
- No impact to your credit.
- Hassle-free, no-obligation estimate.
- Free cost-benefit analysis – is it beneficial for YOU to refinance?
No impact on credit. And no spam calls, ever.
Brian Sanchez – The Loan Squatch NMLS 1852999
0%
Credit Impact to Check Savings
15
Average Days to Close
$5.5k
Average Up Front Payment Relief
$242
Average Monthly Savings
Need Some Extra Cash Now, While Also LOWERING Your Monthly Payments?
Here’s How Refinancing Can Help!
Most people know refinancing can lower payments — but few realize the full savings potential.
When you refinance, you typically skip the first 1-2 monthly payments. With an average $2,400 mortgage, that’s about $4,800 in short-term savings, plus around $1,000 from your escrow refund (depending on timing).
Altogether, that’s nearly $5,800 in up-front savings — before even counting the long-term benefit of a lower rate. A 1% rate reduction can lower payments by roughly $240/month, saving thousands over time.
That’s money you can use for…
Home Repairs
Paying Off Debt
Christmas Gifts
Vacation/Travel
Emergency Funds
Paying Off Debt
No impact on credit. And no spam calls, ever.
Not Your Typical Loan Officer
Most people think of a mortgage loan officer as just another number cruncher in a suit. But you don’t want someone who’s just going to check boxes — you want someone experienced, with flexible options, and who’s able to make things work even others can’t. I may not be your typical loan officer, but trust me… that’s a good thing.
Client Testimonials
We Help U.S. Homeowners …
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Why We’re Different
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8 Reasons Why Homeowners Use Hoot to Refinance their Home
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How it Works
Most people think of a mortgage loan officer as just another number cruncher in a suit. But you don’t want someone who’s just going to check boxes — you want someone experienced, with flexible options, and who’s able to make things work even others can’t. I may not be your typical loan officer, but trust me… that’s a good thing.
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